At Hipereon we offer a wide range of courses in order to give you a well-rounded and successful education. The courses below represent our main focus areas; however, we also customize any curriculum to fit your specific needs. Each of these courses can be taught separately or in collaboration with a series of courses and materials.

COMMERCIAL and AG LENDER TRAINING:

• Mastering Accounting Principles - provides a basic understanding of fundamental accounting principles related to financial statements.
  
  
• Mastering Financial Statements & Tax Return Analysis - examines tax returns for different business entities and determine their respective cash flows.
  
  
• Business/Personal Financial Statement Analysis - examines techniques of how to evaluate and effectively communicate financial performance and dissect financial statements to derive cash flow.
  
  
• Developing Financial Projections - examines how to critique, develop and analyze financial projections for credibility and likelihood of occurrence.
  
  
• The Business of Banking - examines the bank business model and the acts, regulations and compliance issues associated with business banking.
  
  
• Making Effective Business Development Calls – examines profiling techniques and how to make effective business development calls.
  
  
• Assessing Risk & Preparing Credit Memorandums - examines techniques for preparing concise pointed credit memorandums.
  
  
• Fundamentals of Business Valuation - examines the basics of business valuation and the different methods used to establish business value.
  
  
• Business Succession, A Banker's Perspective - examines the issues surrounding business succession and the opportunities they present for bankers.
  
  
• Real Estate Essentials - examines the risks and fundamental issues involved in real estate lending.
  
  
• Advanced Financial Analysis - examines proven analytical tools to assess financial performance and determine cash flow availability.
  
  
• Real Estate Lending & Appraisal Analysis - examines how to derive cash flow from different types of commercial properties and how to read and evaluate apprasials.
  
  
• Export/Import Financings - examines general considerations and risks associated with export/import financing.
  
  
• Problem Loan Analysis and Workout Strategies - examines techniques and strategies for dealing with problem loans.
  
  
• Agriculturial Lending Analysis - examines analytical tools used to assess financial performance and cash flow of agriculturial enterprises.

BANK STAFF MEMBER TRAINING:

• So, You Work For A Bank Now - designed to educate bank employees on the bank business model or how the bank makes money.
  
  
• Capturing The Small Business Opportunity - examines fundamental small business issues and creates the skills to analyze what a business owner wants/needs in order to develop an expanded banking relationship.

BUSINESS OWNER TRAINING:

• Unlocking Your Business' True Profit Potential - educates business owners in sound financial management principles. Hipereon's 1 and 2-day courses are often used as an effective marketing and business development tool for your organization.
  
  
• Business Succession Boot Camp - educates business owners and their designated successors in the hard and soft sciences associated with succession. This 4-week camp provides an opportunity for a business to conduct a self-diagnostic exam.

FINANCIAL INSTITUTION REGULATOR TRAINING:

• Business Credit Analysis, A Regulator's Perspective - educates regulators on the commercial credit underwriting process. This curriculum can be customized to address the needs of the regulatory agency.

PRESENTATIONS:

• Convention/Trade Show Presentation - educates business owners in business financially related topis ranging from financial statement analysis to profit planning to growth management. Workshops can be in 1 to 2-hour formats or half-day to full day presentations.

NEXT STEPS
Contact a Hipereon professional to discuss how a customized program can be designed for you.