To help better prepare your clients or yourself for the financial challenges you may encounter we have articles, checklists and forms that you may download and share.

You may photocopy as many items as you need. Permission is granted to reproduce any of the items in this section for private use, but not for any form of resale or use in services for which compensation is received.

Articles/Checklists:

	Business Cash Determinants Identify the nine critical cash determinants
	Business Loan Proposal Outline Sample format for a loan proposal
	Business Succession – Are You Ready? Checklist to evaluate where you are in planning for succession
	Business Succession Important Documents Checklist identifying critical documents for managing the succession process
	Business Valuation Checklist Checklist of items required to perform a business valuation

Forms:

	Capital Budgeting Worksheet Analyzes the capital expenditure question, should I buy or not
	Cash Budget Outlines cash needs month by month for 12 consecutive months
	Common Size Balance Sheet Establishes relative importance of each asset, liability and equity accounts
	Common Size Income Statement Establishes relative importance of each cost line in its relationship with sales
	Balance Sheet Spread Spreads the Balance Sheet for 3 years
	Income Statement Spread Spreads the Income Statement for 3 years
	Profit Planning Form Determines the sales requirements needed to reach target profit levels
	Ratio Analysis Spread Identifies 14 critical financial relationships and tracks for 3 years
	Roadblocks to Profitability Chart Identifies the 5 primary roadblocks to profitability in a business
	Statement of Cash Flow Form Identifies Operating, Investing and Financing Cash Flow levels for 3 years